Free tools for Texas homeowners

Smarter Financial Decisions for Texas Homeowners

Calculate property taxes, optimize your mortgage, and understand your equity — powered by real Texas data.

Scout the Armadillo

Scout says:"Let’s break down what your home is really costing you."

Texas Housing Snapshot

Figures below come from the files behind the calculators. Median prices and appreciation are not included because this dataset does not have a source for them.

School homestead

$140k

State exemption, school taxes only, tax year 2025

Houston ISD rate

0.8783%

$1,230 off a homestead, tax year 2025

30-year mortgage

7.28%

Freddie Mac PMMS, week of 2026-10-01

15-year mortgage

6.6%

Same survey week. Last checked 2026-10-07.

Source list

Built for Houston and Surrounding Communities

Drill into local data for your city. Scout knows the neighborhoods, the tax rates, and the best ways to save.

Houston Property Tax & Mortgage Insights

Median Value
$345,000
2025 core rate
2.0264%
Insight:Protest results are not in this dataset. The rate shown is the 2025 adopted core, before exemptions, and it does not assume a reduction.
View Houston Guide

Katy Homeowner Financial Snapshot

Median Value
$415,000
2025 core rate
2.1710%
Insight:Katy spans more than one county. This card uses City of Katy in Harris County. Waller County is in the statewide calculator at the Comptroller 2025 rates.
View Katy Guide

Sugar Land Housing Data Overview

Median Value
$465,000
2025 core rate
1.8377%
Insight:Sugar Land homes hold their value incredibly well. Keeping track of equity here is a must!
View Sugar Land Guide

The Woodlands Financial Snapshot

Median Value
$530,000
2025 core rate
1.6513%
Insight:On the 2025 Conroe ISD rate, the $140,000 school homestead exemption is about $1,329 a year. Local exemptions are separate.
View The Woodlands Guide

Pearland Property Tax Overview

Median Value
$380,000
2025 core rate
2.1830%
Insight:The Pearland card uses Brazoria County, Pearland ISD, the city, and drainage district 4. A protest is optional.
View Pearland Guide

League City Homeowner Insights

Median Value
$405,000
2025 core rate
1.6582%
Insight:Coastal proximity can affect insurance, but standard property taxes remain competitive for the region.
View League City Guide

Cypress Housing Data & Taxes

Median Value
$425,000
2025 core rate
1.8018%
Insight:Cypress features numerous newer developments with MUD taxes. Always factor this into your monthly payment.
View Cypress Guide

Spring Property Tax Snapshot

Median Value
$340,000
2025 core rate
1.8718%
Insight:Spring offers great value, but older homes might have un-protested appraisals. Check your county data!
View Spring Guide

Why Use Scout?

Three simple steps to smarter homeowner decisions. No jargon, no fluff — just real data and real savings.

01

Enter your home details

Pick the county, city or area, and school district, then enter the home value. No sign-up required.

02

Scout calculates taxes, equity, and mortgage scenarios

Our tools crunch the numbers using real local data tailored to your area.

03

Make smarter homeowner decisions

Review personalized tax-saving strategies, and discover how extra payments can slash your mortgage.

Latest from our blogs

Scout digs up the best strategies, tips, and insights to help you save money and make smarter decisions as a Texas homeowner.

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